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Incoming ALTA president wants to hear new ideas from new voices - As he prepares to take the reins as president of the American Land Title Association, Craig Haskins sat down with The Title Report to discuss the challenges the industry is facing today and how he wants to give younger members of the industry a place at the table of ideas and implementation.
Stellar Innovations launches new AI-powered title search platform - Stellar Innovations has rolled out an artificial intelligence-enabled title search platform designed to accelerate title production while preserving the quality and accuracy demanded by the industry.
NFIB: Small business optimism dips, uncertainly rises - “Small-business owners are proceeding with caution as they interpret how rising costs, interest rates and the difficulty in finding qualified employees are impacting their business,” National Federation of Independent Business Chief Economist Bill Dunkelberg said about the group’s September Small Business Optimism Index.
New MBA benefit provides cybersecurity support - As cybersecurity threats continue to both evolve and increase, the Mortgage Bankers Association announced a new member benefit aimed to help firms reduce those risks.
RESPA experts examine marketing deals that can raise referral concerns - Marketing relationships can create difficult compliance questions when payments and referrals intersect. Two RESPA experts broke down several scenarios involving arrangements commonly considered by housing industry businesses.

Wells Fargo lending programs face federal fair housing scrutiny - A federal investigation is examining whether certain Wells Fargo mortgage lending initiatives comply with fair housing law. The inquiry puts renewed attention on the legal boundaries surrounding programs designed to expand access to homeownership.

FHFA’s proposed inspector general cuts raise oversight concerns - A proposed budget reduction at a federal housing agency is drawing opposition from within its own oversight office. The dispute raises questions about agency spending, staffing and the resources needed to investigate potential misconduct.
eXp Realty, Newrez form mortgage JV to connect agents, lending - A national real estate brokerage and mortgage lender are expanding their relationship through a new joint venture. The partnership aims to bring financing and real estate services closer together while creating additional opportunities for agents and their clients.

Property owners sue title insurer over claims allegedly denied in bad faith - Policyholders accused their title insurance provider of bad faith denial of coverage and violation of Ohio Insurance Law after encountering deed defects and having their claims denied.

New Jersey commission releases comprehensive deed fraud report - The New Jersey State Commission of Investigation recently released a comprehensive report on deed fraud, combining insights from public officials and research into common home theft schemes.

FinCEN bans fund transfers for entities linked to shadow banking network - The U.S. Department of the Treasury’s Financial Crimes Enforcement Network is cracking down on sanction-evading activity with a ban on fund transfers by sub-agents of the A7 Network.

Learn how to arm your business with successful cybersecurity defenses - The landscape of cyber threats has transformed — meaning, companies need to focus on preventative measures now more than ever. On Oct. 22 at 2 p.m. ET, October Research, LLC will host the webinar, “Protecting Your Clients: Cybersecurity Essentials for Title and Escrow,” with Closinglock’s Caleb Richard and County Recorder Chad Montgomery, who will give insightful tips for implementing defensive practices.

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A new appraisal reporting format is rolling out. These five questions can help agents prepare for lender changes, customer conversations and transactions.
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Nearly 9% of purchase borrowers chose an ARM in mid-September as higher fixed rates pushed more buyers toward lower initial payments.
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Hispanic households are driving U.S. homeownership growth, creating opportunities for agents who understand their communication needs, communities and homebuying questions.
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A new survey found 77% of recent buyers exceeded their initial budgets, while some accepted fewer bedrooms, smaller yards or different locations.
Educational materials  retrieved from Old Republic Title https://www.oldrepublictitle.com/real-estate-professionals/educational-materials.

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